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Lower Your Credit Card Processing Fees

Clearent’s Empower Program is a simple way to offset your credit card processing fees – resulting in real profits that can be reinvested back into your business. 

Empower Your Savings

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It's Here! Introducing Empower Lite

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Keep More Profits.

Every day, thousands of businesses rely on the credit card savings generated by Empower to propel their business forward.

$ 0 Million
... and Growing.

Projected Savings Across the Empower Customer Base

$ 0
Per Year

Average Annual Savings Per Customer

See How Much You Can Save...

with our Empower Calculator

Calculate Your Savings

We Have Options to Fit All Businesses

The Empower Program offers 6 ways to legally share your credit card processing fees with customers. To ensure that your business realizes the greatest savings, our experts will help you select the best offering for your needs – allowing you to spend less and stress less.

 

True Cash Discount

True Cash Discount

A True Cash Discount is when a business offers a discount to customers who pay by cash, check or store-branded gift card, instead of with a credit or debit card.
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Non-Cash Adjustment

Non Cash Adjustment

With a Non-Cash Adjustment, the merchant’s list prices have a built-in cash discount incentive. Customers who pay with credit and signature debit cards do not receive the discount and will see a Non-Cash Adjustment on their receipt.
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Surcharging

Surcharging

Surcharges are fees that are added to the cost of the purchase for the “privilege” of using a credit card. Business owners must follow additional steps to be in compliance with the card brands.
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Empower Lite

Empower Lite

Empower Lite is a flexible surcharging program that allows you to pass along just 1% – 3% of your processing costs to customers.
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Convenience Fees and Service Fees

Convenience Fees

Convenience Fees are charged for the “convenience” of paying through an alternate payment channel.
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Service Fees

Service Fees are added by merchants in specific government and education merchant category codes (MCCs).
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Empower Program Resources

Understanding Payments

Testing the Surcharging Waters with Empower Lite

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Understanding Payments

The Changing Face of Credit Card Surcharging

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Understanding Payments

Clearent Connects: The Myths and History of Cash Discount, Surcharging, and Alternative Payments

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Empower Program Merchant Training Guide

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