Payment Resources and Insights for the Payments Industry

What are the PCI Standards & Programs?

Within the core PCI requirements, there are PCI data security standards and programs for organizations.

Tokenization Vs Encryption

Tokenization and encryption are often mentioned together because they both disguise sensitive card data, however, they are not interchangeable terms.

Tokenization

Tokenization replaces confidential customer credit card information with a string of random numbers so that no one, neither businesses nor criminals, get access to it.

Card Brand Updates

Twice a year the card brands, i.e., Visa, Mastercard, American Express and Discover, typically announce changes to their interchange structure and fees. Interchange is the fee paid by the business owner to the cardholder’s bank for accepting and processing the transaction.

What is PCI DSS Compliance?

PCI DSS compliance is achieved by following the Payment Card Industry Data Security Standards,…

What’s New With PCI DSS 3.2?

Wondering what’s new with PCI DSS 3.2? Get tips and guides for how to understand the changes and how to stay compliant with the new PCI DSS standards.