Within the core PCI requirements, there are PCI data security standards and programs for organizations.
Tokenization and encryption are often mentioned together because they both disguise sensitive card data, however, they are not interchangeable terms.
Tokenization replaces confidential customer credit card information with a string of random numbers so that no one, neither businesses nor criminals, get access to it.
Twice a year the card brands, i.e., Visa, Mastercard, American Express and Discover, typically announce changes to their interchange structure and fees. Interchange is the fee paid by the business owner to the cardholder’s bank for accepting and processing the transaction.
PCI DSS compliance is achieved by following the Payment Card Industry Data Security Standards,…
Wondering what’s new with PCI DSS 3.2? Get tips and guides for how to understand the changes and how to stay compliant with the new PCI DSS standards.
In addition to chipping away at your profits, chargebacks can also translate into extra processing time and costs.
It’s no secret that payment card fraud is a growing problem all over the…
Visa introduced the Fixed Acquirer Network Fee (FANF) in April 2012. The FANF fee…
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We compiled some key chargeback resources, including What are Chargebacks?, Best Ways to Deal with Chargebacks and How to Avoid Chargebacks.