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Clearent by Xplor Blog

Software Providers

December 13 2024

5 min read

Why Recurring Payment APIs Are a Game-Changer for Software Providers

by Clearent by Xplor

In today’s subscription economy, businesses increasingly rely on recurring revenue models to drive consistent growth and enhance customer retention. For ….

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Man setting up a recurring payment

Software Providers

March 15 2024

6 min read

How To Become a Payment Facilitator? A Guide for ISVs

by Clearent by Xplor

Independent Software Vendors (ISVs) are continually exploring new trends that will enhance their offerings and help them stay ahead in the competitive software market. One such strategy that has gained significant traction is adopting the Payment Facilitator (PayFac) model.

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emv pci compliance

Merchants

March 14 2024

5 min read

EMV vs. PCI Compliance – What’s the Difference?

by Clearent by Xplor

Understanding PCI compliance and EMV compliance is not just a regulatory requirement but a crucial aspect of safeguarding business operations and building trust with customers.

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Merchants

March 08 2024

5 min read

Overcoming Market Challenges with a Point-of-Sale Solution for Restaurants

by Clearent by Xplor

In today’s dynamic market landscape, the restaurant industry finds itself at a critical juncture. Challenges such as rising operational costs, from ingredients to labor, and rapidly changing consumer preferences are putting unprecedented pressure on businesses.

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Software Providers

March 01 2024

6 min read

Comparing Clearent’s Mobile SDK and Mobile App

by Clearent by Xplor

We kicked off 2024 by officially launching our much anticipated Xplor Pay Mobile App, which small businesses can use through a merchant account to capture credit card payments from anywhere, anytime.

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Merchants

March 01 2024

4 min read

What is EMV Acceptance and the EMV Non-Acceptance Fee?

by Clearent by Xplor

In October 2015, the liability for transactions made with counterfeit cards shifted to businesses without EMV chip card technology in their POS systems or card terminals.

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what is surcharging

Merchants

February 28 2024

6 min read

What is Credit Card Surcharging?

by Clearent by Xplor

The practice of surcharging, particularly when it pertains to credit card transactions, has long been a topic of misunderstanding. As businesses grapple with the costs associated with credit card processing fees, many have looked to surcharges as a way to offset these expenses.

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Merchants

February 28 2024

5 min read

Cash Discount vs Surcharge

by Clearent by Xplor

As transaction fees continue to impact profit margins, businesses are looking for ways to mitigate these costs while maintaining customer satisfaction. Two common approaches used are cash discounting and surcharging.

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Merchants

February 23 2024

5 min read

Navigating Payment Security in the E-Commerce World

by Clearent by Xplor

In the fast-paced world of e-commerce, robust payment security is crucial. It not only fosters trust and reliability in digital transactions but also plays a vital role in maintaining consumer confidence and the integrity of online marketplaces.

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Software Providers

February 16 2024

6 min read

Payment Processor vs Payment Facilitator: Understanding the Differences

by Clearent by Xplor

As consumers, our experience with credit card payments is a tiny sliver of the world we call electronic payments. However, understanding the digital payment landscape has become essential for businesses.

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Merchants

February 09 2024

4 min read

Payment Technology Trends in the Food & Beverage Industry

by Clearent by Xplor

In an era where the pace of technological change is relentless, the food and beverage industry must stay on top of the latest developments in payment technology to remain profitable and relevant.

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woman learning about omnichannel payments

Merchants

February 02 2024

8 min read

What are Omnichannel Payments?

by Clearent by Xplor

The rise of omnichannel payments is driven by technological advancements and changing consumer behaviors with the desire for speed and flexibility.

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Merchants

January 26 2024

6 min read

Boost Revenue and Efficiency in Your Bar

by Clearent by Xplor

In the world of hospitality, bars face the relentless challenge of managing operations efficiently while maximizing revenue. This is where Point of Sale (POS) systems come into play.

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TM

Clearent, LLC is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A.
Sioux Falls, SD.

Solutions

  • Payment Processing
  • Cash Discounting
  • Gift Cards & Loyalty
  • Automated Invoicing
  • Merchant Financing
  • Reporting
  • Payment Protection
  • Recurring Payments Solution

Partners

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APIs

  • Dispute Management API
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  • Boarding API
  • Recurring Payments API
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  • Mobile SDK
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