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Thought Leadership
Thought Leadership

Tokenization

Tokenization replaces confidential customer credit card information with a string of random numbers so that no one, neither businesses nor criminals, get access to it.

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Thought Leadership
Thought Leadership

Tokenization Vs Encryption

Tokenization and encryption are often mentioned together because they both disguise sensitive card data, however, they are not interchangeable terms.

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Thought Leadership
Thought Leadership

FSA Card Declines at Pharmacy & Drug Store Merchants

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Thought Leadership
Thought Leadership

Chargebacks

In addition to chipping away at your profits, chargebacks can also translate into extra processing time and costs.

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Thought Leadership
Thought Leadership

Visa Transaction Integrity Fee

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Thought Leadership
Thought Leadership

Visa Fixed Acquirer Network Fee

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Thought Leadership
Thought Leadership

Understanding Your Form 1099-K

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Thought Leadership
Thought Leadership

Understanding Interchange

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Thought Leadership
Thought Leadership

Surcharging

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Thought Leadership
Thought Leadership

Rules for Transaction Minimums & Maximums

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Thought Leadership
Thought Leadership

Complying with the IRS Reporting Rules

Close up of EMV chip in credit card
Thought Leadership
Thought Leadership

EMV Chip Card Technology

It's no secret that payment card fraud is a growing problem all over the world. Between rising fraud rates and the October 2015 EMV liability shift, EMV cards and EMV-enabled terminals are now commonplace.

US Department of Justice
Thought Leadership
Thought Leadership

U.S. Department of Justice Settlement

The U.S. Department of Justice entered a settlement with Visa and MasterCard. As part of the settlement, acquirers for Visa and MasterCard are required to provide to merchants the notifications below.

Nafinia Putra
Thought Leadership
Thought Leadership

What Is a PCI QIR?

For businesses like yours, the QIR program allows you to easily identify and engage a qualified professional to install and support PA-DSS validated payment applications such as point-of-sale systems. You can rest easier knowing that your PCI-certified QIR professional is playing by the same rules as you regarding PCI compliance.

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Thought Leadership
Thought Leadership

What Are the Different PCI Self-Assessment Questionnaires (SAQs)?

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Thought Leadership
Thought Leadership

What's New With PCI DSS 3.2?

Wondering what's new with PCI DSS 3.2? Get tips and guides for how to understand the changes and how to stay compliant with the new PCI DSS standards.

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Thought Leadership
Thought Leadership

What are the PCI Standards & Programs?

Within the core PCI requirements, there are PCI data security standards and programs for organizations. 

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Thought Leadership
Thought Leadership

Who Needs to be PCI Compliant?

Understand what PCI compliance is and how it applies to your business, organization, or career. 

Card payment machine
Thought Leadership
Thought Leadership

What is PCI DSS Compliance?

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Thought Leadership
Thought Leadership

Card Brand Updates

Twice a year the card brands, i.e., Visa, Mastercard, American Express and Discover, typically announce changes to their interchange structure and fees. Interchange is the fee paid by the business owner to the cardholder's bank for accepting and processing the transaction.

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© 2023 Clearent, LLC is a registered agent for Central Bank of St. Louis, MO; Wells Fargo Bank, N.A., Concord, CA; and Pathward, N.A., Sioux Falls, SD.