Tokenization replaces confidential customer credit card information with a string of random numbers so that no one, neither businesses nor criminals, get access to it.

Tokenization and encryption are often mentioned together because they both disguise sensitive card data, however, they are not interchangeable terms.

In addition to chipping away at your profits, chargebacks can also translate into extra processing time and costs.

It's no secret that payment card fraud is a growing problem all over the world. Between rising fraud rates and the October 2015 EMV liability shift, EMV cards and EMV-enabled terminals are now commonplace.

The U.S. Department of Justice entered a settlement with Visa and MasterCard. As part of the settlement, acquirers for Visa and MasterCard are required to provide to merchants the notifications below.

For businesses like yours, the QIR program allows you to easily identify and engage a qualified professional to install and support PA-DSS validated payment applications such as point-of-sale systems. You can rest easier knowing that your PCI-certified QIR professional is playing by the same rules as you regarding PCI compliance.

Wondering what's new with PCI DSS 3.2? Get tips and guides for how to understand the changes and how to stay compliant with the new PCI DSS standards.

Within the core PCI requirements, there are PCI data security standards and programs for organizations. 

Understand what PCI compliance is and how it applies to your business, organization, or career. 

Twice a year the card brands, i.e., Visa, Mastercard, American Express and Discover, typically announce changes to their interchange structure and fees. Interchange is the fee paid by the business owner to the cardholder's bank for accepting and processing the transaction.