Despite the obvious challenges, several trends emerged during the COVID-19 pandemic that created opportunities for ISOs, ISVs and small business owners alike. Learn how to capitalize on those changes so you can successfully compete in the ”new normal” and make sure you're properly positioned for future growth.

When implemented properly, ISVs can use enhanced pricing programs coupled with integrated payment technologies and their software to quickly provide their customers with much-needed savings.

With interchange optimization, B2B and B2G merchants can qualify for the best possible interchange rate by submitting additional data with each transaction. These savings can add up to thousands of dollars each year.

As businesses continue to feel the pain of the COVID-19 pandemic, state surcharging bans are under careful review. This is good news for merchants looking to offset their credit card processing fees.

At Clearent, we take enormous pride in creating an inclusive workplace. We believe that gender should never be a barrier to success and are fortunate to have some of the most gifted and enterprising women in the industry working across all levels and channels.

Clearent's Diversity and Inclusion Committee is focused on attracting and retaining diverse talent and participating in community outreach events.

At ETA PayFac Day, we hosted a session that highlighted the pros and cons of becoming a PayFac and shed light on complimentary partnership models that offer similar degrees of control and increased profits.

In today's world, smart devices are literally everywhere. From smartphones and smart watches to voice-controlled smart home devices and more, we are increasingly relying on Internet-connected devices to make our lives easier. One area where we're seeing rapid growth is with smart credit card terminals.

When it comes to security in the world of electronic payments, Europe has been ahead of the United States in many ways for several years. The revised Payment Services Directive (PSD2), which sets stricter requirements for authenticating online payments, is another example of their innovation, at least regulatory-wise. While these mandates do not impact American banks, service providers and merchants from a legal standpoint, they definitely raise important points for the U.S. to consider.

COVID-19 has changed so many things about our world, from the way we work and interact with one another to how we buy and sell. It has also dramatically impacted those who sell credit card processing services.

COVID-19 has impacted all areas of our lives, from how we work and learn to how we travel and interact with others. It has also had a dramatic impact on how we shop and pay for goods and services. Consumer preferences are rapidly shifting toward contactless payments, including contactless credit cards and mobile wallets.

Recently Mark Passifione, vice president of partner sales at Clearent, participated in the Southeast Acquirers Association's Virtual Sessions. Check out our latest blog post for 5 tips on how to create a profitable niche by partnering with ISVs as their trusted advisor and partner for all things payments.

Credit card processors typically offer two billing options, Daily Discount and Monthly Discount. The difference between the two is the timing of when the fees are deducted from the merchant's account. As COVID-19 continues to impact our economy, Daily Discount can be used as a helpful budgeting tool.