Barista taking a card payment from a customer using a mobile POS

Cash Discounting & Surcharging Programs

Lower Your Credit Card Processing Fees

Our cash discounting and surcharging programs are a simple way for merchants to offset credit card processing fees – resulting in real profits!

We Have Options to Fit All Your Needs

Our program was built with flexibility in mind – offering four ways for merchants to share credit card processing fees with customers.

Cash Discount with Dual Pricing

A Cash Discount is when businesses offer a discount from listed price to customers who pay by cash, check or store-branded gift card, instead of with a credit or debit card. Dual pricing is when both list and cash prices for items are shown.

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Woman paying at a cafe with a contactless card


Surcharges are fees that are added to the cost of the purchase for the convenience of using a credit card. Businesses must follow additional steps to be in compliance with card brand regulations.

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Woman paying with her card contactless at her table

Convenience Fees

Convenience Fees are charged for the convenience of payment through an alternative payment channel.

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Female customer entering her PIN

Service Fees

Service Fees are added by merchants in specific government and education merchant category codes (MCCs).

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Young lady using her card to make a payment on her phone

Keep More Profits

$144 million per year

Clearent customers' projected savings in credit card processing fees

$13,000 per year

Merchants' average savings with Clearent's Empower Program