CASH DISCOUNTING & SURCHARGING PROGRAMS

Save up to 95% on Credit Card Processing Fees

Our cash discounting and surcharging programs are a simple way for merchants to offset credit card processing fees – resulting in real profits!

With Clearent we saved 3.45% on credit card fees over the same time period last year! Thanks so much, we are looking forward to the future savings.

★★★★★
Northern Minnesota Resort Owner, Adventure North Resort

I love how they work with my clients & how they are so willing to help explain billing and any other question my clients may have. The all in one portal is huge & they were 1 of the 1st to have. Continuously improving our client's experience.

★★★★★
Christopher B. - Founder & CVO

Keep More Profits

$144 million per year

Clearent customers' projected savings in credit card processing fees

$13,000 per year

Merchants' average savings with Clearent's Empower Program

We Have Options to Fit All Your Needs

Our program was built with flexibility in mind – offering four ways for merchants to share credit card processing fees with customers.

Cash Discount with Dual Pricing

A Cash Discount is when businesses offer a discount from listed price to customers who pay by cash, check or store-branded gift card, instead of with a credit or debit card. Dual pricing is when both list and cash prices for items are shown.

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Surcharging

Surcharges are fees that are added to the cost of the purchase for the convenience of using a credit card. Businesses must follow additional steps to be in compliance with card brand regulations.

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Convenience Fees

Convenience Fees are charged for the convenience of payment through an alternative payment channel.

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Service Fees

Service Fees are added by merchants in specific government and education merchant category codes (MCCs).

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Cash Discount & Surcharge Calculator

Are card processing fees costing you too much? Find out instantly how much you can save with our cash discounting & surcharging savings calculator.

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Resources

Blog

February 28 2024

5 min read

Cash Discount vs Surcharge

by Clearent by Xplor

As transaction fees continue to impact profit margins, businesses are looking for ways to mitigate these costs while maintaining customer satisfaction. Two common approaches used are cash discounting and surcharging.

Blog

September 01 2023

5 min read

What is Dual Pricing?

by Clearent by Xplor

Dual pricing is the practice of charging a reduced price (or cash discount) to customers paying with cash versus a higher price to those paying with credit for the same product or service.

Blog

April 12 2019

3 min read

Making Sense (and Cents) Out of Cash Discounting & Surcharging Programs

by Clearent by Xplor

Merchants are increasingly becoming open to the concepts of Cash Discounting and Surcharging. Faced with rising interchange rates, especially those for rewards cards, merchants continue to see their profits erode.

Industries We Serve

Retail

Restaurants

B2B

Healthcare

Hemp & CBD

$38 Billion

Processed Annually

66,000+

Businesses Served