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Clearent by Xplor Blog: Merchants

Merchants

December 01 2023

4 min read

Food Trucks Go Mobile: How Mobile Payment Solutions Are Changing the Game

by Clearent by Xplor

The mobile food industry, spearheaded by the food truck scene, has seen a remarkable surge in popularity. It’s a revolution on wheels, bringing gourmet flavors and diverse cuisines to the streets. This culinary trend isn’t just about food; it’s about culture, convenience, and community.

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woman learning how to fight chargebacks

Merchants

May 01 2025

6 min read

Merchants’ Guide to Managing Chargebacks

by Clearent by Xplor

To stay profitable and protect your business, it’s important to understand how the chargeback process works, how to prepare compelling evidence, and how to create a proactive prevention and response strategy.

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Merchants

April 17 2025

4 min read

Best Practices: Recurring Payment Processing

by Clearent by Xplor

Recurring payment processing is a game-changer for businesses that bill customers on a regular schedule. But like any billing method, recurring payments requires thoughtful implementation. It’s important to understand how it works and follow best practices for setup, automation, and customer management.

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Merchants

April 11 2025

6 min read

Understanding Merchant Underwriting

by Clearent by Xplor

Merchant underwriting is the foundation of the payment processing system, ensuring that businesses are financially healthy, trustworthy, and capable of securely accepting payments.

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Merchants

March 19 2025

5 min read

Understanding the Payment Settlement Process

by Clearent by Xplor

Payment settlement is the final step in a transaction, where the money from a customer’s purchase moves into the merchant’s account. It may seem simple, but behind the scenes, multiple players work together to ensure everything runs smoothly.

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Merchants

March 07 2025

5 min read

Streamline In-Person Payments

by Clearent by Xplor

In-person payments are financial transactions where the seller and buyer are physically present at the point of sale. These transactions are the foundation of many businesses, facilitating seamless exchanges of goods and services in real time.

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Merchants

February 21 2025

5 min read

Field Services: Maximize the Value of Integrated Payments in Your BMS 

by Clearent by Xplor

By fully leveraging integrated payments within your BMS, you can streamline your financial operations, get paid faster, and enhance customer experience while improving security and compliance.

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female merchant happy about her recurring payments

Merchants

February 06 2025

6 min read

What are Recurring Payments?

by Clearent by Xplor

Automated recurring payments can represent a win-win for businesses and consumers alike—offering efficiency, predictability, and convenience in an increasingly subscription economy.

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Merchants

January 24 2025

5 min read

Streamline Restaurant Operations & Elevate Guest Experiences with a Point-of-Sale System

by Clearent by Xplor

Modern POS systems are helping full-service restaurants streamline operations, improve staff productivity, and elevate the guest experience.

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Merchants

January 13 2025

7 min read

Understanding EMV Compliance 

by Clearent by Xplor

Since the liability shift in 2015, EMV compliance is essential for businesses that accept credit or debit card payments, as it serves as a cornerstone of secure and reliable payment processing.

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Merchants

December 05 2024

7 min read

How SMBs Can Leverage Gift Cards to Boost Cash Flow This Holiday Season

by Clearent by Xplor

With the right approach, gift cards can do more than just drive sales; they can also increase brand visibility, foster customer loyalty, and create a financial cushion for the slower months.

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Merchants

November 22 2024

5 min read

Why Shopping Small Matters for SMBs This Holiday Season

by Clearent by Xplor

In preparation for the 15th Small Business Saturday® on Nov 30th, we’ve teamed up with American Express to support the Shop Small® Movement and help small businesses succeed.

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Merchants

November 08 2024

8 min read

Level 3 Credit Card Processing: What It Is and Why It Matters

by Clearent by Xplor

For businesses primarily dealing with other businesses or government agencies, Level 3 processing can significantly reduce costs through detailed data collection.

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Clearent, LLC is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A.
Sioux Falls, SD.

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