Software Providers
6 Benefits of Working with a PayFac as a Service Provider
PayFac as a Service allows software providers to reap the benefits of true payment facilitation services without the heavy lifting.
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Clearent by Xplor Blog
Software Providers
FinTech vs SaaS: The Similarities & Differences
In this article, we explore the synergy between SaaS solutions and fintech solutions, examining how their integration not only drives technological advancements but also boosts operational excellence, enhancing business efficiency and sustainable growth.
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Merchants
Navigating Processing Fees: Best Practices for Cash Discounting and Surcharging
To alleviate the impact of processing fees, many businesses are turning to cash discounting and surcharging strategies. We explore the best practices for implementing these strategies effectively.
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Software Providers
Key Takeaways from The Road to Payment Facilitation Webinar
To shed light on the complex journey to becoming a PayFac, we recently hosted a webinar titled “The Road to PayFac”, where we had a panel discussion with vertical software leaders on their experience navigating payment partnerships.
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Merchants
Guide to Automated Invoicing for Small Businesses
Small businesses need to leverage every tool available to streamline operations, reduce overhead, and boost efficiency. Automated invoicing stands out as a game-changer in this context, offering a multitude of benefits that can significantly impact a small business’s bottom line.
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Merchants
PCI Compliance Scan: A 60-Second Overview
In the realm of digital transactions, securing sensitive data is crucial for any merchants accepting payments. This is where PCI compliance scans, also referred to as network scans or vulnerability scans, play an important role.
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Software Providers
How To Become a Payment Facilitator? The PayFac Overview for ISVs
Independent Software Vendors (ISVs) are continually exploring new trends that will enhance their offerings and help them stay ahead in the competitive software market. One such strategy that has gained significant traction is adopting the Payment Facilitator (PayFac) model.
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Merchants
PCI Compliance vs EMV – What’s the Difference?
There are two critical standards that stand at the forefront of securing transactions and protecting sensitive cardholder data: PCI compliance and EMV.
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Merchants
Overcoming Market Challenges with a Point-of-Sale Solution for Restaurants
In today’s dynamic market landscape, the restaurant industry finds itself at a critical juncture. Challenges such as rising operational costs, from ingredients to labor, and rapidly changing consumer preferences are putting unprecedented pressure on businesses.
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Software Providers
Comparing Clearent’s Mobile SDK and Mobile App
We kicked off 2024 by officially launching our much anticipated Xplor Pay Mobile App, which small businesses can use through a merchant account to capture credit card payments from anywhere, anytime.
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Merchants
What is EMV Acceptance and the EMV Non-Acceptance Fee?
In October 2015, the liability for transactions made with counterfeit cards shifted to businesses without EMV chip card technology in their POS systems or card terminals.
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Merchants
What is Credit Card Surcharging?
The practice of surcharging, particularly when it pertains to credit card transactions, has long been a topic of misunderstanding. As businesses grapple with the costs associated with credit card processing fees, many have looked to surcharges as a way to offset these expenses.
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Merchants
Cash Discount vs Surcharge: A Detailed Comparison
The idea of merchants offering their customers a discount for paying with cash or check is nothing new. Neither is adding a fee to cover the cost of processing credit cards.
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